Terms and Conditions
1. Agreement to Terms
By accessing and using this website and the investment consultation services provided by Karundravalion, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you must not use our services.
These terms constitute a legally binding agreement between you and Karundravalion. We reserve the right to update these terms at any time, and your continued use of our services constitutes acceptance of any modifications.
2. Service Description
Karundravalion provides investment consultation services on an hourly basis. Our services include:
• Investment strategy consultation
• Portfolio analysis and recommendations
• Financial planning guidance
• Risk assessment and management advice
All consultations are for informational purposes only and do not constitute personalized investment advice unless explicitly stated in a separate agreement.
3. User Eligibility
To use our services, you must:
• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete information
• Not be prohibited from receiving investment consultation services under applicable laws
4. User Responsibilities
As a user of our services, you agree to:
• Provide accurate and truthful information about your financial situation
• Keep your account credentials confidential
• Notify us immediately of any unauthorized use of your account
• Comply with all applicable laws and regulations
• Not use our services for any illegal or unauthorized purpose
• Make your own investment decisions based on your personal circumstances
5. Intellectual Property Rights
All content on this website, including text, graphics, logos, images, and software, is the property of Karundravalion or its licensors and is protected by intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this website without our prior written permission.
6. Payment Terms
Our consultation services are provided on an hourly fee basis. Payment terms include:
• Fees are due upon completion of consultation
• All fees are non-refundable unless otherwise stated
• We accept payment methods as specified during booking
• Late payments may incur additional charges
Detailed pricing information is available on our pricing page.
7. Limitation of Liability
To the maximum extent permitted by law, Karundravalion shall not be liable for:
• Any indirect, incidental, special, or consequential damages
• Loss of profits, revenue, or data
• Investment losses resulting from market conditions
• Damages arising from your reliance on our information
Our total liability shall not exceed the amount paid by you for the specific consultation service.
8. Indemnification
You agree to indemnify, defend, and hold harmless Karundravalion, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.
9. Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
We process your personal data under Procesamos sus datos personales basándonos en su consentimiento y nuestro interés legítimo para prestar servicios de asesoramiento financiero. and in compliance with applicable data protection laws.
10. Termination
We reserve the right to terminate or suspend your access to our services immediately, without prior notice, for any reason, including but not limited to:
• Breach of these Terms and Conditions
• Fraudulent or illegal activity
• Non-payment of fees
• Conduct that we believe is harmful to our business or other users
11. Dispute Resolution — Arbitration / EU ODR
Any disputes arising from or relating to these terms or our services shall be resolved through the following methods:
Arbitration: Disputes shall be settled by binding arbitration in accordance with the rules of the applicable arbitration association in our jurisdiction.
EU Online Dispute Resolution: If you are a consumer residing in the EU, you may use the EU Online Dispute Resolution platform available at https://ec.europa.eu/consumers/odr
You agree to attempt resolution through these methods before initiating any legal proceedings.
12. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction where Karundravalion is registered, without regard to conflict of law principles. Any legal proceedings shall be brought in the courts of that jurisdiction.
13. Severability
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
14. Entire Agreement
These Terms and Conditions, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and Karundravalion regarding the use of our services.
15. Contact Information
For questions about these Terms and Conditions, please contact us at:
Karundravalion
Address: Calle Real de la Alhambra, s/n, 18009 Granada, España
Last Updated: 18 de junio de 2025
Registrado en CNMV con número de autorización ES-INV-2025-0789
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.